Directors, Officers, Employees

Ben Bates, Jr. is a founding director and has served as a director of the Bank since its inception in December of 1988. Mr. Bates is President of Coldwell Banker Ben Bates Realty in Palatka and Crescent City, Florida. Mr. Bates is President of Bates Hewett & Floyd Insurance Agency in Palatka, Florida. In addition, Mr. Bates is President of St. Johns GM Superstore in Palatka, Florida and Chevrolet of Starke in Starke, Florida. Mr. Bates is active in the Palatka and Putnam County communities being involved in the Palatka Panthers Booster Clubs, Putnam County Chamber of Commerce, Northeast Florida Board of Realtors, Rodeheaver Boys Ranch, United Way and currently serves as President of the Trustees of First Baptist Church of Palatka, Florida.

Stephen L. Beckett, DDS is a founding director and has served as a director of the Bank since its inception in December of 1988. Mr. Beckett has his own dental practice, Stephen L. Beckett, DDS, which was established in Palatka, Florida in 1977. In addition, Dr. Beckett is a member of the Putnam Medical Arts and a Partner of Palatka Professional Offices.

Ronald E. Clark, Chairman of the Board, is a founding director and has served as a director of the Bank since December, 1988. Mr. Clark has continued as a director since that time, except for a brief period in 1990 and 1991. He is an attorney in private practice at his own firm, Ronald E. Clark, P.A. in Palatka, Florida. Mr. Clark has also been the Executive Vice President of the Exchange Bank of Palatka. In addition, Mr. Clark was the County Attorney for Putnam County for twenty-two years.

Jack E. Cremer was appointed a director of the Bank in May of 2007.  Mr. Cremer is the owner and president of Cremer Wood Procurement, Inc.  Prior to that he was co-owner of Southland Forest Products, Inc., VP & General Manager for Edwards Wood Products, VP of Manufacturing for Anderson Hardwood Floors, VP of Manufacturing for Walterboro Veneer Company, Plant Manager of Corbett Plywood Company and Procurement Supervisor for Union Camp Corporation.

Kelley R. Smith, Jr. is a founding director and has served as a director of the Bank since December of 1988. Mr. Smith is the owner and General Manager of Gator Timber & Land, LLC in Palatka, Florida. He is also part owner of Los Nino Corp., a ranch and tree farm in Palatka, Florida. Mr. Smith also serves on the Board of Directors of Clay Electric Co-Op in Keystone Heights, Florida. From 1976 to 1984, Mr. Smith served as a County Commissioner for the Putnam County Commission in Palatka. Mr. Smith also served on the Board of Directors of the St. Johns River Water Management District from 1985 to 1989 and as a member of the Florida House of Representatives from 1990 to 2000. Additionally Mr. Smith is involved in the Putnam County Chamber of Commerce, the Putnam County Agriculture Extension Advisory Committee and the Florida Forestry Association.

William E. Torode, III is a founding director and has served as a director of the Bank since December of 1988. Mr. Torode is a director and officer of the Association for Retarded Citizens. Mr. Torode's prior business experience was as an insurance agent at State Farm. He has a B.S. and B.A. in Real Estate from the University of Florida. In addition, Mr. Torode is a director of the Putnam County ARC, a past president of the Kiwanis Club, and a past President of the Putnam County Chamber of Commerce.

John H. Trescot, Jr. has been a director of the Bank since March of 1991. Mr. Trescot was formerly a Senior Vice President of Hudson Pulp & Paper Corp. and a past President of the Florida Forestry Association. He is currently a Vice President of AWA Management Corporation, a consulting firm. In addition, Mr. Trescot is a director of Magnum Hunter Resources, Inc., an energy company listed on the NY Stock Exchange. He is also a director of The Florida Foundation for Future Scientists, and a Blue and Gold advisor for the U.S. Naval Academy. His past community associations have included being a director of Rodeheaver Boys Ranch, and a board member of the North Florida Council of Boy Scouts. Mr. Trescot has a BME from Clemson and a MBA from Harvard.

John M. Williams was appointed a director of the Bank in May of 2007.  Mr. Williams has been president of W.W. Plastering, Inc. since 1987.  He is also president of W.W. Contractors, Inc. and W.W. Land Corporation.

John W. Wolfenden, M.D. has been a director of the Bank since April, 1993. Dr. Wolfenden is a medical doctor. In addition, Dr. Wolfenden is a former President of the Putnam County Chamber of Commerce and former Trustee of the St. Johns River Community College. Dr. Wolfenden served as the Chief of Staff at Putnam County Medical and as a member of the Medical Center Board of Trustees.

Clay Harris was appointed Senior Vice President and Chief Credit Officer of the Bank August 20, 2007.  Clay Harris began his banking career with Farm Credit Banks in Alabama upon graduating from Auburn University with a degree in Agriculture Business and Economics in 1980.  Mr. Harris is also a graduate of the South Alabama Graduate School of Banking and served as Vice President of Credit Administration with SouthTrust Bank in Decatur, Al., and later Senior Vice President of Loan Operations with both SouthTrust Bank and Compass Bank in Birmingham, Al.  Mr. Harris joined Putnam State Bank in July 2005 as Vice President of Loan Administration.

A. Duane Hull has been a Senior Vice President and the Senior Loan Officer of the Bank since January of 2002. Prior to that, from May 2001 to January 2002, Mr. Hull was self-employed providing contract loan review services through the Independent Loan Review Service in Ormond Beach, Florida. From 1992 to 2001, Mr. Hull was the Vice President and Senior Loan Officer at Citrus Bank (formerly Citizen's First National Bank) in Crescent City, Florida. Mr. Hull has experience working in the banking industry and related fields for over forty years, particularly in the area of loan review.

L. Wayne McClain was appointed President and Chief Executive Officer of the Bank June 1, 2006. Mr. McClain served as Senior Vice President of Putnam State Bank prior to his appoint as President. From 2001 to 2004, Mr. McClain was the Director of Human Resources for the Board of County Commissioners for Putnam County, Florida. From 1992 to 2001, he was the Executive Vice President of Administration for JM Family Enterprises, Inc./Southeast Toyota Distributors. At the time, the Company was a $9.1 billion dollar diversified automotive company in Deerfield Beach, Florida, which focused on Toyota distributions as well as financing, warranty and insurance services. While at JM Family Enterprises, Mr. McClain served on the Executive Management Committee, the Marketing Advisory Committee, and the Customer Development Committee. Prior to his position as Executive Vice President, Mr. McClain also worked at JM Family Enterprises, as its Group Vice President - Human Resources/Administration from 1984 to 1992. Mr. McClain has over twenty-five years of experience in executive management, human resources, and marketing.

Robert B. Shackley is a Senior Vice President and the Bank's Chief Financial Officer, since October of 2001. He is also the Chief Financial Officer of Neighborhood. From 1987 to 1999, Mr. Shackley worked at Citizen's First National Bank in Crescent City, Florida, as its Senior Vice President and Corporate Cashier. In addition, Mr. Shackley has prior banking experience as the Vice President and Cashier of the following financial institutions: Carney Bank in Boynton Beach, Florida; First Bank of Lakeland in Lakeland, Florida; Flagship National Bank in West Palm Beach, Florida; and Flagship First National Bank & Trust in Boynton Beach, Florida.

Tammy Sharpe is a Senior Vice President and Chief Operating Officer. Tammy received a B.A. Business Management from the University Of Phoenix, an AA Degree in Financial Services from Daytona Beach Community College and is a Graduate of Florida School of Banking. She began her career in 1984 with Bank At Ormond By The Sea as a customer Service Representative. In 1989 she moved to Barnett Bank of Volusia County as a Branch Specialist and in 1993 she moved to SouthTrust Bank as Vice President Financial Center Manager. Ms. Sharpe joined Putnam State Bank in March of 2005. Her community volunteer work includes President of the Bunnell Chamber Of Commerce, President of Flagler Habitat for Humanity, Board Member of the Flagler County Chamber Of Commerce, Board Member of the Flagler Home Builders Association and an Affiliate Member of the Flagler County Association of Realtors.