Putnam State Bank

Privacy Policy

As a customer of Putnam State Bank, you provide us with important information about yourself. We believe it is our responsibility to safeguard your personal and financial information. While some financial institutions share account owner information with other businesses, we are committed to keeping it confidential.

We have developed the following privacy policy to ensure you the confidentiality you deserve. You have our promise that we will adhere to these guidelines. It is our pledge to you.

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

We, our, and us, when used in this notice, means Putnam State Bank.

This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

All of our customers who have a continuing relationship with us, such as:

- Deposit Account

- Safe Deposit Box

- Loan Account

- Certificates of Deposit

- Self-directed Individual Retirement Account where we act as custodian or trustee

We will tell you the sources for nonpublic personal information that we collect. We will tell you what measures we take to secure that information.

We'll first define some terms:	Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
	*An affiliate* is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean owning enough to have control. A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION WE COLLECT

THE INFORMATION WE DISCLOSE

We collect nonpublic personal information about you from the following sources:

- Information we receive from you on applications or other forms.

- Information about your transactions with us.

- Information about your transactions with nonaffiliated third parties.

- Information from a consumer reporting agency.

We DO NOT disclose any non public personal information about you to anyone, except as permitted by law.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY
OF YOUR NONPUBLIC PERSONAL INFORMATION

We limit access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Putnam State Bank does not provide account or personal information to any companies for the purpose of independent telemarketing or direct mail marketing.

Customers who have questions about the privacy principles of Putnam State Bank should call the compliance officer at 386-328-5600.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS

We do not disclose nonpublic personal information about former customers, except as permitted by law.

PALATKA
350 N State Road 19
Palatka, FL 32177

ST. AUGUSTINE NORTH
2300 N Ponce de Leon Blvd.
St. Augustine, FL 32084

ST. AUGUSTINE SOUTH
3275 U.S. 1 South
St. Augustine, FL 32086

FLAGLER
2285 East Highway 100, Ste. 107
Palm Coast, FL 32110

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