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Independently Rated & Recommended by BAUERFINANCIAL, Inc.

 
Mortgages

Forming Lasting
Relationships
One Loan at a time

If you would like more information about residential mortgage loan programs contact the office closest to you:

     Palatka Office - (386) - 328-5600

     Flagler Office - (386) - 586-6190

     St. Augustine S. Office - (904) - 797-8840

     St. Augustine N. Office - (904) - 825-4555

We Are Members of:
   
     Chamber of Commerce
       (Putnam, St. John's, & Flagler Counties)		      American Bankers Association
   

     Board of Realtors
       (Putnam, St. John's, & Flagler Counties)

     Federal Home Loan Bank of Atlanta

   

     Florida Bankers Association

     National Association of Home Builders

Mortgage Lending Products


Borrowing Answers for Homeowners:

We have several mortgage products that should accommodate almost any need.

Putnam State Bank offers competitive rates, quick local approval and a variety of fixed and variable mortgage products.

We can deliver personalized service as well as customized products provided by our specialized and dedicated local Mortgage Lending Specialists.


Specialized Programs


Our Specialized Programs Include:

Over ten Fixed and Variable Rate options including 95% Loan to Value (LTV) on First or Second homes.

Stated Income and all types of Jumbo Loans available.

Investment Property Mortgage programs of 80% or 90%.

Construction to Permanent Loans for new homes - one time closing.


 
 
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